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Salary Calculator

Estimate salary components and take-home pay after the calculation formula is confirmed.

FY 2025–26 · AY 2026–27

Salary & Take-Home Calculator

Estimate monthly in-hand salary under the default new tax regime using transparent assumptions.

Enter the total you expect to qualify for, such as eligible section 80C and verified exemptions.
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Formula: CTC minus employer PF gives estimated gross salary. Taxable salary uses the ₹75,000 standard deduction. FY 2025–26 new-regime slabs, eligible section 87A rebate/marginal relief and 4% cess are applied. Both new and old regimes are compared; the lower estimated tax is used for the take-home illustration. Employee deductions are then subtracted.

Indicative only. Special-rate income, NPS, perquisites, exemptions, surcharge and state/payroll rules may change the result. Confirm through the Income Tax Department or a professional.
Rules reviewed: 20 August 2026.

Estimated monthly take-home

₹0
Annual gross₹0
Taxable salary₹0
New-regime tax + cess₹0
Old-regime tax + cess₹0
Lower estimated regime—
Tax used for take-home₹0
Employee deductions₹0
Annual take-home₹0

Above ₹50 lakh, obtain a professional computation for surcharge and marginal relief.